The Process: Simple & Free
Finding and claiming your unclaimed money is easier than you might think. Here's how it works:
Search
Enter your information to search across multiple databases for unclaimed funds.
Verify
Verify your identity to ensure you're the rightful owner of any found funds.
Claim
Complete the necessary forms to claim your money from the holding agency.
Receive
Receive your funds via check or direct deposit, typically within 2-12 weeks.
Detailed Process Explanation
Step 1: Search
Enter your information to search multiple databases
What Happens During the Search
When you enter your information, our system searches across multiple databases including:
- State unclaimed property databases (all 50 states)
- Federal agency databases (IRS, HUD, Treasury, etc.)
- Financial institution records
- Insurance company databases
Time Required: Approximately 60 seconds to complete the initial search.
Step 2: Verify
Verify your identity to claim your funds
Identity Verification Process
If potential matches are found, you'll need to verify your identity to ensure you're the rightful owner:
- Provide identification documents (ID, SSN, etc.)
- Confirm previous addresses or account details
- Complete any state-specific verification requirements
Security Note: All personal information is encrypted and protected using 256-bit SSL encryption. We never store sensitive documents on our servers.
Step 3: Claim
Complete the necessary forms to claim your money
Claim Filing Process
Once your identity is verified, you'll need to file a claim with the appropriate agency:
- Complete claim forms (we provide guidance)
- Submit required documentation
- Follow up with the holding agency as needed
Important: Each state has different requirements and forms. Our guide provides state-specific instructions to make the process easier.
Step 4: Receive
Receive your funds via check or direct deposit
Payment Process
After your claim is approved, you'll receive your funds:
- Payment via check or direct deposit (varies by state)
- Notification of claim approval
- Instructions for any additional steps if needed
Timeframe: Most claims are processed within 2-12 weeks, depending on the state and complexity of the claim.